How about doing something a little more responsible with your refund? Your refund can be so much more than a shopping spree!
Various lending opportunities are available to consumers that master the management of different types of credit instruments. Remember, credit history is built on the continuous use and repayment of credit and not just opening new accounts.
Several things need to be considered when trying to select the correct investment option for your situation. A large deciding factor should be time. I have listed 3 options for you to consider based on the time you would like to invest.
For many of us our self-worth is closely tied to our financial worth. It is important not to give power to these feelings of failure but to focus that energy into regaining your financial footing.